CDCP

Most dental insurance plans reset on January 1. That means any unused benefits from 2026 disappear—permanently—on December 31. If you haven't used your full coverage this year, you're not alone. Millions of Canadians leave hundreds of dollars in dental benefits on the table every year. In Burnaby, we see this every November when patients rush to book before the deadline. This guide explains exactly what expires, what doesn't, and how to make the most of your 2026 dental cover

You received your Canadian Dental Care Plan (CDCP) card in the mail. You know you need a cleaning, or perhaps a sensitive tooth has been bothering you for weeks. You’re staring at the card, wondering: “What does this actually pay for, and will I get a surprise bill at the end?” Dental insurance jargon is often designed to be confusing. In our Burnaby clinic, the stress we see isn't usually about the dental chair; it’s about the cost. Understanding that the CDCP is a "co-payme